03 9855 9290
03 9855 9290
03 9855 9290

Melbourne Mortgage Broker

We help you find the right loan for your goal.
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Reputable Melbourne Mortgage Broker

Reputable Melbourne
Mortgage Broker

The important things in life – buying a home, expanding a business, paying your children’s education – are often the most expensive, yet they are among the most valuable assets you could invest in. If you are looking to take out a loan to pay for them, you want to make sure that your loan repayments don’t end up stifling your dream.

It’s critical to get expert advice on the best loan options appropriate for your financial portfolio that save you money in the long run.

Unlike banks and other mortgage brokers, MDM Finance’s background in retail and banking gives us unique insight into what loans are suitable for your business and personal circumstances.

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Loans That MDM Finance Offers

MDM Financial Solutions is a specialist finance broker with experience in the following loan types:

Home Loans
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Alt Doc Loans

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Construction Loans
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Renovation Loans
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Refinancing Loans
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Commercial Loans
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Business Loans
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SMSF Loans
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Investment Loans
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To discuss your loan objectives, call MDM Finance today!

03 9855 9290

Why Should I Choose MDM Finance?

Don’t waste time contacting your current lending institution as your borrowing options may be limited. They are set up to sell their own products and, as such, will have a limited choice to offer you. Instead, choose to work with MDM Finance Solutions because of the following criteria.

We can suggest loans from lenders we are accredited with, including the large banks, specialist, non-bank lenders and mortgage managers.

We will search for a deal that meets your needs from our panel of lenders, providing access to a large range of loan options without you having to do any of the legwork.

We have access to loan rates as well as fees and charges at our fingertips so it’s easier to make a straightforward, ‘apples for apples’ comparison of loan costs.

We have good relationships with lenders and can often negotiate a highly competitive rate.

Our experience in the mortgage industry will help you make informed decisions and allow you to feel confident throughout the process.

You won’t need to pay us! We receive an upfront commission from the lender on the loans they settle, and in some cases, a trailing commission.

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Our Process

We will analyse your investment criteria, your personal or business financial position and your future strategy to identify the best financing option to suit your needs. You will be expertly guided by our staff through our 5-point loan system.

We begin with a face-to-face meeting and continue to engage with you at every stage of the pre-approval process.

We will develop a deep understanding of your objectives and your financial position that will enable us to tailor a loan that helps you reach your goals.

Dream big, and we can help you make it happen!

“Cant thank MDM Finance enough. Loretta and her team helped us with our dream of buying land its something we honestly thought was out of reach. Its been a few months since settlement and we couldn’t be happier. Now to start the fun part of building. From start to finish MDM have been fantastic to work with and despite all my questions nothing was too hard for them.”

Tanya & Robb

“Our experience working with Loretta was excellent. Getting a loan was made very easy with Loretta helping us through it. She recommended the best price and being first time loan buyers Loretta walked us through it all and guided us every step of the way. Definitely recommend working with Loretta.”

Anusha Balakrishnan

“Fabulous service and advice from a knowledgeable team. Thanks Loretta for a speedy transition of mortgages.”


Jacqui Moorhead

  Testimonials

What Our Clients
Are Saying

  Testimonials

What Our Clients
Are Saying

“Cant thank MDM Finance enough. Loretta and her team helped us with our dream of buying land its something we honestly thought was out of reach. Its been a few months since settlement and we couldn’t be happier. Now to start the fun part of building. From start to finish MDM have been fantastic to work with and despite all my questions nothing was too hard for them.”



Tanya & Robb

“Our experience working with Loretta was excellent. Getting a loan was made very easy with Loretta helping us through it. She recommended the best price and being first time loan buyers Loretta walked us through it all and guided us every step of the way. Definitely recommend working with Loretta.”



Anusha Balakrishnan

“Fabulous service and advice from a knowledgeable team. Thanks Loretta for a speedy transition of mortgages.”



Jacqui Moorhead

Our Lenders

We work around your schedule to help you arrange a mortgage that suits your needs, no matter how unique or complex.

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FAQ

What does a mortgage broker do?
A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Mortgage brokers exist to find a bank or a direct lender that will be willing to make a specific loan an individual is seeking. In Australia, all brokers are regulated to assure compliance with banking and finance laws in the jurisdiction of the consumer.
Do I have to pay MDM Finance a fee?
MDM Finance is paid by the lending institutions and/or aggregators at the conclusion of the transaction i.e. at or after Settlement. We are adequately compensated for the work we undertake on your behalf and therefore no fee is payable to MDM Finance by our clients.
What is a pre-approval?

Pre-approval is a method of determining a loan amount a financial institution will be willing to provide should a client wish to make application for a loan at a future time. Many factors influence the pre-approval amount including (but not limited to) risk assessment, current employment status, income and expense analysis and loan type sought. To identify your Pre-Approval amount, please complete our Pre-Approval Application Form.

How do I apply for a loan?

Application for a loan is as easy as completing a loan application form, however because of the variety of loan products available, it is best to seek the advice of a broker who can identify the best loan product based on customer need and serviceability. Best to make an appointment with us to assess needs so the loan product can be correctly determined. Our Pre-Approval Application Form or Appointment Request Form are great places to start this journey.

Can I apply for my loan over the Internet?
Most of the major banks provide online loan application forms. However it should be noted that content captured on these forms may not accurately reflect all the loan requirements and will restrict your borrowing to a single lender. Completing online applications with multiple banks will waste time and may potentially lead to credit risk if applications are not processed. Best to leave this process to your mortgage broker.
Why shouldn't I just go to the bank?
You can, however you restrict your loan products to those supplied by that bank only. You may also limit your options with respect to incentives available on moving from one bank to another.
I'm self employed - can you still help me?
Mortgage Brokers are in the best position to assist the self employed borrower as they understand the conditions placed on self employed borrowers. Low Doc loans which require a Statutory Declaration of income and Accountants letter rather than tax returns can be of benefit to some borrowers although Lenders Mortgage Insurance (LMI) may apply for loans of more than 60% of the property value. Seek the advice of your broker for the type and amount of borrowing being considered.
How do mortgage brokers get paid?
Morgage Brokers are paid through commissions addmistered through aggregators specifically established to ensure fairness and equity across a variety of lending institutions. Commissions are payable to the broker upon settlement of the transaction and may include a component of ongoing monthly trailing commission as well as an upfront amount. In all cases, clients are informed of the commission payable by the lending organisation at the time of loan approval.
Do you have a credit licence?
MDM Finance Solutions is a fully accredited member of the Mortgage and Finance Association of Australia (MFAA). Refer to the webpage footer for details of licencing and credentials. MFAA membership establishes MDM Finance Solutions as a trusted source for borrowers. Belonging to the peak industry body demonstrates an adherence to an industry code of practice which sets high professional and ethical standards for members. It demonstrates my integrity, commitment to professionalism, ongoing professional development and focus on ‘customer first’ objectives.
Member of Credit & Investments Ombudsman

MDM Finance Solutions is a member of the Credit & Investments Ombudsman (CIO), previously known as the Credit Ombudsman Service Limited (COSL), a body approved by ASIC for the purposes of providing free, independent and impartial dispute resolution services to clients of financial service providers. Further information on dispute resolution or complaints is available through the CIO website.

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